Medicare resources & guides
Plain-language help with your Medicare options — free, and written for real people, not insiders. This is general information, not personalized advice.
Turning 65
New to Medicare and choosing coverage for the first time.
A plain-language guide to the four parts of Medicare — what Parts A, B, C, and D cover, what they cost, and how they fit together.
When to sign up for Medicare, how the 7-month Initial Enrollment Period works, what to do if you're still working, and the deadlines that prevent penalties.
Already on Medicare
Reviewing or switching plans at renewal time.
The real differences between Medicare Advantage and Medicare Supplement (Medigap): networks, costs, drug coverage, travel, and the questions that decide the fit.
How Medicare Part D works in plain language: formularies, tiers, pharmacy networks, the out-of-pocket cap, late penalties, and how to compare plans by your actual drug list.
Helping a parent
Supporting a family member through their options.
What it means to be dual eligible, how D-SNP plans coordinate Medicare and Medicaid, and how Extra Help (LIS) lowers prescription costs — in plain language.