Cheryl Lockhart

Tampa, FL1+ years experience English

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About Cheryl

I’m Cheryl Lockhart, an independent, licensed health insurance agent. My interest in helping people with Medicare began when I saw how overwhelming it was for my own parents. They’re both educated, capable people, but the amount of information and the many different choices made Medicare difficult to understand. Their experience inspired me to become an agent and help others feel less confused and more confident about their decisions. I take the time to review your doctors, prescriptions, healthcare needs and budget before comparing options from multiple insurance companies. My guidance is available at no cost, and I’m here to help throughout the year not only during enrollment season. I offer in person and phone appointments in Florida, as well as phone appointments for residents of West Virginia, Kentucky, Colorado and North Carolina.

Products & specialties

Products offered

Medicare Advantage
Medicare Supplement (Medigap)
Prescription Drug Plan (Part D)
Medicaid + Medicare / Dual Eligible
Chronic Condition Plan (C-SNP)
Extra Help with Drug Costs (LIS)

Specialties

Veterans
Turning 65
Under 65 / Disability
Dual Eligible (Medicare + Medicaid)
Chronic Conditions
Low Income / Extra Help

Languages

English

Licensed states (self-reported)

West Virginia
Florida
Kentucky
Colorado
North Carolina

In-person appointmentsVirtual / videoPhoneWeekend availability

This profile has been claimed by the agent.

I am an independent licensed insurance agent. I do not work for the federal government or Medicare. I may not offer every plan available in your area. Any information I provide is limited to the plans I represent. Please contact Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048), 24 hours a day, 7 days a week, to get information on all of your options.

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This is a non-government website and does not sell insurance. Agents listed here are independent licensed insurance professionals and may not offer every plan available in your area; any information they provide is limited to the plans they offer. To get information on all of your options, contact Medicare.gov, 1-800-MEDICARE (TTY 1-877-486-2048), 24 hours a day, 7 days a week, or your local State Health Insurance Assistance Program (SHIP).

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Profile updated August 2026

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