Medicare basics: Parts A, B, C, and D
Original Medicare has two parts. Part A helps cover inpatient hospital care, and Part B helps cover doctor visits and outpatient care. Most people pay no premium for Part A but do pay a monthly premium for Part B.
Part C, also called Medicare Advantage, is an all-in-one alternative offered by private plans that bundles Part A and Part B and often Part D, sometimes with extra benefits. Part D is prescription drug coverage, available as a standalone plan or built into many Advantage plans.
Many people add either a Medicare Advantage plan or a Medicare Supplement (Medigap) policy depending on how they want to handle costs and provider choice. A licensed agent can walk you through the specific plans they represent in your area.
This is general information, not personalized advice. For all your options, contact Medicare.gov or 1-800-MEDICARE.